What are your chances....

Inheriting $1 million: 12 million to 1

Winning the lottery: 12 million to 1

Playing the slots in a casino: 6 million to 1

Winning a game show: 4 million to 1

Saving $800 a month for 30 years*: 1.5 million to 1

Working for a dot-com that goes public: 10,000 to 1

Owning a small business:1,000 to 1 Pretty good, huh? Looks like a piece of cake compared to, say, inheriting it or winning the lottery.

Source: USA Today August 16, 2000

*With 7.1% annual rate of return and untaxed interest